If you're looking ahead to your retirement years, you may want to consider an annuity as part of your overall strategy. Annuities were designed to help you save, grow and protect your retirement assets, as well as provide a stream of steady income payments that will last as long as you live.
Talk with your financial professional to learn how an annuity can help you meet your retirement goals.
If you are buying an annuity to fund a qualified retirement plan or IRA,
you should do so for the annuity’s features and benefits other than tax deferral. In such cases, tax deferral is not an additional benefit of the variable annuity. References throughout this material to tax advantages, such as tax deferral and tax-free transfers, are subject to this consideration.
Ordinary income taxes apply to taxable withdrawals. Withdrawals before age 59 ½ are generally subject to a 10% tax penalty.
Like most annuities, MetLife's contracts contain exclusions, limitations, reductions of benefits and terms for keeping them in force. For complete costs and details, see your MetLife Representative.
Guarantees apply to certain insurance and annuity products (not securities, variable or investment advisory products) including optional benefits, and are subject to product terms, exclusions and limitations and the insurer’s claims-paying ability and financial strength.
Annuities issued by MetLife Investors USA Insurance Company, Irvine, CA, 92614; First MetLife Investors Insurance Company, New York, NY 10166; or Metropolitan Life Insurance Company, New York, NY 10166. Securities including variable products are offered through MetLife Securities, Inc., 1095 Avenue of the Americas, New York, NY 10036. All are MetLife companies.